The Online Degree Dorm Room

Associate Online Degree Programs | Some states give 539 plans get tax break

Posted by bposton on November 18th, 2006 — Posted in associate online degree programs

If you’re saving for college, you’re probably already up to speed on the benefits of
investing in a state-sponsored 529 college savings program.

Ah, but what you might not know about are the tax parity laws.

There are a lot of states that give up-front state tax deductions or credits to residents who enroll in their own state-sponsored 529 plans.

But until April, no state allowed residents to receive a tax break when investing in out-of-state college savings plans.

Did you know that?

Well that all changed when Maine, and then Kansas, enacted a tax parity or state tax deduction law enabling families to invest in any in-state or out-of-state 529 college savings program and receive their own state’s tax deduction.

Yeah 529 plans are a popular way to invest for college, but those who try to compare plans state-by-state run into a great deal of confusion when navigating the different tax treatments.
Residents of Kansas will have an open door to other states’ 529 college savings programs starting with the 2007 tax year. Previously, they only received a tax advantage if they chose the state’s 529 Learning Quest plan, which is administered by Kansas State Treasurer Lynn Jenkins and managed by American Century Investments.

While Learning Quest is a nationally competitive and well-managed plan, Kansas residents will now be able to utilize the annual adjusted gross income deduction of up to $3,000 per beneficiary ($6,000 if married and filing jointly) for contributions made to whichever 529 college savings plan best meets their investment objectives. 

Many other states have introduced parity efforts in their legislatures, but they’ve not been going anywhere. That’s because these states are worried about tax revenue loss or they want to protect their own in-state 529 college savings franchise. But they’re missing the benefit of providing their residents with more choices and enhancing competition in the 529 industry.

Tax parity is a great way for states to help families catch up with escalating college costs. The tax deduction will help level the playing field among college savings plans, challenging program managers to shape programs competitively, which will ultimately provide the best savings plans for consumers.

So write your state senator and tell them to support tax parity for 529 plans!!

Ben

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Associate Online Degree Programs | More employers accept online degrees

Posted by bposton on November 18th, 2006 — Posted in associate online degree programs

Here’s some great news if you’re thinking about getting a degree online.

I just read a report that said 85 Percentage of U.S. employers say that online degrees are more acceptable today than they were five years ago. That’s according to a survey conducted by Vault Inc.

That’s not all. The report also mentioned that 86 Percentage of U.S. employers would be willing to accept a job applicant with an online degree.

Now in my opinion, that should be 100%

But it is improving. What needs to happen is that employers need to understand that there’s no different in the quality of an online education than one received in a traditional classroom environment.

And it seems to be taking place. The study indicated that 34 Percentage of U.S. employers have encountered a job applicant with an online degree. and 20 Percentage of U.S. employers have hired a job applicant with an online degree.

Ben

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Associate Online Degree Programs | Tips to Concentrate in Class

Posted by bposton on November 17th, 2006 — Posted in associate online degree programs

All of us want to succeed in school, right?.
 
But for many of us, concentration in this always-pressured, starved-for-time era can be
difficult. (that’s a real fact for me, anyway)

Here are some tips for helping you improve concentration and do better in either the traditional or online classroom:

 - Take time for breakfast. Those who have breakfast and enough to eat during the
rest of the day will be better able to concentrate in class.

 - Introduce yourself to music. Playing instruments has shown to increase focus and
concentration in other areas.

 - Take a supplement. I heard about one product is Focus, from the “Spray” line of sublingual sprays. Developed by doctors, Focus is a combination of homeopathic remedies that can improve concentration, support memory and help overcome apathy. It acts gently, causes no side effects and meets all FDA guidelines for good manufacturing practices. To learn more about Focus, call (866) 412-7827

 - Get thyself to bed on time. Studies show that you concentrate best after about nine hours of sleep.

 - Give thyself some space. You will be better able to concentrate on homework if you 
have a clear, uncluttered workspace. And turn off the TV; you won’t learn if you’re squeezing your homework in during commercials.

 - Get thyself organized. The National PTA suggests organizing your assignments by recording them on calendars or planners, along with due dates and dates turned in.

 - Don’t “Cram”. It increases anxiety and interferes with clear thinking, according
to the Department of Education. You’ll do better on tests if you spread out studying over several days or weeks and can relate the information to what you already know.

Ben

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Associate Online Degree Programs | Should colleges do a better job of reporting?

Posted by bposton on November 16th, 2006 — Posted in associate online degree programs

As a follow-up to my last post, the US Department of Education has suggested that colleges start collecting and reporting data on student improvement at their schools.

What’s interesting is that there are already tools out there that colleges can (and many do) already use to do this data gathering.

For example, the National Survey of Student Engagement is a collection of data for both 4 year and 2 year schools that measure the time and effort seniors and freshmen say they put into various educational activities.

And as I mentions, many colleges are already using these tools. The problem is, they are not reporting the data to the public, or they’re making it very difficult to find on their websites. And of course, there is no way right now to link any of this data together so that you can compare the data across many colleges.

So that’s why the Department of Education is proposing that the Federal Governement provide matching funds for colleges and states that publicly report this data. And they have the dream of linking all this data to one main website - theirs.

So that’s the crux of the issue with the USDE’s recommendations. How much is the Goverment willing to get involved in the collection and reporting of how well students are doing (like the No Child Left Behind act is forcing primary schools to do) and how willing are the colleges and universities in the US to do so.

Ben 

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associate online degree programs | Yesterday’s USA Today

Posted by bposton on November 15th, 2006 — Posted in associate online degree programs

Hey, not sure if you saw it, but there was a great couple of articles in yesterday’s USA Today.

The information was so good, and so much, that I’ve decided to set aside the next few posts just to parapharse the content and give you my thoughts on the subject it covered

So Stay Tuned…lots more to come

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